Planning in Advance

The Benefits of Preplanning

There are several advantages in taking charge of planning your own funeral or memorial service. It lets you make your wishes known, so your loved ones won't have to guess. They won't have to worry if they did the right thing. Prearranging can bring peace of mind to your family's decision-making. It relieves your family from the strain of making at least one set of decisions during a very emotional and stressful time. It gives you a chance to personalize your funeral service and makes it a "celebration of life." It's a way to get your loved ones involved and make it a positive experience. It relieves you and your family from future financial responsibilities and burdens. It gives you total peace of mind. Preplanning your funeral is a thoughtful gift you can leave your family. Preplanning allows you to control the cost of your arrangements and offers options to lock in prices in advance of the need for services.

Preplanning is cost efficient.

If you elect to pay for a funeral service in advance, the price of the services and merchandise are guaranteed. You are essentially paying for a funeral service at today's price, even though the need may not occur for many years. Through our preplanning program, you can be assured that your money is safely in trust and will be available at the time of need.

A prearrangement plan is portable.

If you need nursing home care or other monetary assistance in the future, your prefunded service cannot be taken away from you. Yet if you move, your arrangements can move with you to the funeral home of your choice.

You have flexible options to fund a prearrangement contract.

Miller-Rivers-Caulder Funeral Home can help you set up a preneed contract. It can be prefunded through life insurance or a bank trust. We offer you the option of setting up either a revocable or irrevocable preneed contract. The term "revocability" refers to the prefunding of your funeral. Preneed contracts can be either "revocable" or "irrevocable.

What Is Preplanning?

Miller-Rivers-Caulder Funeral Home offers families the option of funeral preplanning. "Preplanning," also known as "prearrangement," or "prearrangement planning" simply means that you set up your funeral arrangements in advance of the need for these services.

South Carolina law requires that any seller of prepaid funeral contracts be licensed by the South Carolina State Board of Financial Institutions. Miller-Rivers-Caulder Funeral Home, Inc. is licensed and governed by the S.C. Department of Consumer Affairs, and W. Brent Taylor is licensed and governed by the S.C. Department of Insurance to sell a preneed life insurance policy to fund a preneed contract.

Making these decisions today allows you to make logical, thoughtful arrangements your family will appreciate, as well as allowing you time to tend to every detail.

What is involved in preplanning a funeral?

Preplanning your funeral can be as simple and informal as the act of writing down your preferences and sharing your wishes with a family member.

If you want to make more formal arrangements, Miller-Rivers-Caulder Funeral Home can assist you with setting up a preneed contract that outlines the type of service and events you want for your funeral. We work with you to make sure you understand all your options. We help you to select only the services you want. We also offer several prepayment options to help you control future costs.